人口老龄化的问题、社会保障体系的改革问题，己经成为世界各国政府最为关注的问题之一。从上世纪90年代开始，中国政府开始养老保障改革，确立了新的养老体系框架。但是，中国养老体系仍然面临着严峻挑战。在进一步完善社会保障体系的改革过程中，需要充分发挥全国社会保障基金作为我国社会保障重要财力储备的积极作用，促进全国社会保障基金的创新与发展。

The problem of an aging population, the reform of the social security system, has become one of the most concern of governments around the world. Beginning in the 1990s, the Chinese government began to pension security reform, established a new framework for the pension system. However, the pension system in China is still facing serious challenges. To improve the social security system reform process, it is necessary to give full play to the positive role of the National Social Security Fund as an important financial reserve of China's social security, and to promote the innovation and development of the National Social Security Fund.