Risk Management of Trust Schemes: A Case Study

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Journal of Central University of Finance & Economics ›› 2019, Vol. 0 ›› Issue (2) : 53-63.

WANG Ping, LIU Yuan-yuan

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Abstract

This paper uses the case study method to sort out the specific operation process of a trust risk scheme of the case enterprise.This paper believes that the core of the trust scheme risk management lies in the improvement of management ability of the trust company.It is proposed that the trust company should adjust the organizational structure and improve the current system; further refine the operational rules of the business department, risk control department, and trust asset supervision department; rationalize the division of functions between the business department and the trust asset supervision department; incorporate trust risk schemes into the year-end performance appraisal; and enhance the risk management ability of prevention and control by strengthening the feedback.Previous studies have basically adopted empirical research or normative research methods.The research content is mainly from the perspective of external trust companies, and the risk management is studied from the macro level.Practical guidance is insufficient in the conclusions of these stu-dies.The research methods and research contents of this paper are different from the previous ones.The conclusions in this paper have strong operability and can be directly applied to the practice of trust scheme risk ma-nagement of small and medium trust companies.

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Trust scheme / Risk management / Operating regulation / Segregation of duty

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WANG Ping, LIU Yuan-yuan. Risk Management of Trust Schemes: A Case Study[J]. Journal of Central University of Finance & Economics, 2019, 0(2): 53-63

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