从业经历和教育背景是否能提高借贷成功率？——来自P2P平台的经验证据
孙武军, 樊小莹
Whether the Experience and Educational Background Can Improve the Success Rate of Loan？Evidence from P2P Platform
SUN Wu-jun, FAN Xiao-ying
中央财经大学学报 . 2016, (3): 33 -41 .